Debit Card

EBL (Everest Bank) Debit Card acts as an electronic Cheque, which enables you to have direct access to your bank account, for fulfilling your daily payment and cash requirements. It is an alternative payment method to cash and cheques, which enable you to pay directly during purchases of goods and services from merchants (POS Outlets) or draw cash from ATM terminals.

Everest Bank is serving two brands of card product :

Features Of Sct – Upi Co-Brand Debit Card

Transaction Limits

Transaction Limits Nepal India
a) Transaction Limits in ATM
Maximum cash drawing limit NPR 25,000 INR 10,000
Daily cash drawing limit NPR 75,000 INR 15,000
Monthly cash drawing limit NPR 250,000 INR 100,000
Maximum Number of Transaction per day 5 5
b) Transaction Limits in POS
Maximum Transaction Limit NPR 100,000 INR 100,000
Daily Transaction Limit NPR 100,000 INR 100,000
Monthly Transaction Limit NPR 400,000 INR 100,000
Monthly Transaction Limit (Hospital, medical shops, Hotels) NPR 400,000 INR 500,000
Maximum Number of Transaction per day 10 10

Features of Visa brand Debit Card

Transaction Limit

Transaction Limits Nepal India
a) Transaction Limits in ATM
Maximum cash drawing limit per txn. at ATM NPR 25,000 INR 10,000
Daily cash drawing limit at ATM NPR 75,000 INR 15,000
Monthly cash drawing limit at ATM NPR 250,000 INR 100,000
Maximum Number of Transaction per day at ATM 5 5
b) Transaction Limits in POS
Maximum Transaction Limit NPR 100,000 INR 100,000
Daily Transaction Limit NPR 100,000 INR 100,000
Monthly Transaction Limit NPR 400,000 INR 100,000
Monthly Transaction Limit (Hospital, medical shops, Hotels) NPR 400,000 INR 500,000
Maximum Number of Transaction per day 10 10
c) Card less Transaction Limits in ATM
Maximum Per Transaction Limit 2000 NA
Daily Transaction Limit 2000 NA
Monthly Transaction Limit 10000 NA
Maximum Number of Transaction per day 2 NA

Card Service Fees

SCT – UPI Card / VISA Card
Card Issuance Fee Option 1: If upfront Payment

For Everest Bank Green PIN Generation Process, click here

Transaction Fees

Sr. No. Transaction SCT-UPI Card / VISA Card
ATM / POS Type
1 Cash withdraw EBL ATM
ATM, Nepal 15
ATM, India 300
2 Balance Inquiry EBL ATM
Nepal 15
India 50
3 Purchase (POS) NIL

** Exchange Trading @ 0.15% of transaction amount is applicable for transaction done in India.

Eligibility for EBL Debit card

Any individuals or organizations, holding accounts (Saving Account, Current Account and Saving Premium Account) at any branches of the bank, are eligible to receive EBL Debit card. The existing account holders can apply at any time and new account opening customers can apply at the time of opening of the account itself.

Procedure to Apply for EBL Debit Card

How To Use EBL Debit Card?

Memorize your PIN: Once you receive Debit card, tear up PIN mailer and notice four-digit PIN number inside folded PIN mailer.

First time Forceful PIN Change: Once you receive SCT Debit card, activate it first by changing PIN provided by the bank with your own, from any Everest Bank ATM or any other SCT Switch integrated ATMs. Upon activation, use your SCT Debit Card for your desired purposes.

For Visa Debit Card, forceful first time PIN change is not required compulsorily but we recommend to change PIN for the first time as far as possible.

Use of Card at POS: For making payment from Debit card to merchant outlets, instead of paying cash, you may follow as under :

Use of Card at ATM: For drawing cash from ATM terminals, follow as under :

Card Lost or Stolen & Replacement of Card: In case your card is lost or stolen or you feel that your PIN number is disclosed to others, please inform to the bank immediately to block further usage of the Card.

You can receive “ Replacement Card ” against that Blocked card, by contacting and applying at the bank branches.

Safety Tips & Security Measures

Terms and Conditions

The usage of Debit Card by the Cardholder has adhered with specific terms and conditions, which are mentioned at “Debit Card Application Form”. For viewing click to Terms & Conditions.

Contact Details

For further information, any difficulties and quires relating to “EBL Debit Card”, you can contact or mail directly to :

Hunting line: 00977-1-4543377

Mail address: [email protected]